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Misrepresentation and ignorance: A dangerous blend for ethics

Writer: David H. Kinder, RFC®, ChFC®, CLU®David H. Kinder, RFC®, ChFC®, CLU®
Dec 24, 20171 min read

Updated: Jan 18, 2023


Some time ago, I was interviewed for my thoughts on misrepresentation and ignorance in insurance and financial sales. Unfortunately for the insurance industry, it's easy to get a license, but it's not a guarantee of competency behind advice.

In this article, I talk about 3 most common misrepresentations out there and provide clarity behind them.

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The material discussed on this web site is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  David H. Kinder, RFC®, ChFC®, CLU® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, David H. Kinder, RFC®, ChFC®, CLU® does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

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