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David H. Kinder, RFC®, ChFC®, CLU®
Jan 6, 20201 min read
"The Government giveth and the Government taketh away"
InvestmentNews: "The "Stretch IRA" is dead." - Ed Slott, CPA PDF copy of article: <click here> You might ask "What is a Stretch IRA"? The...
43 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 11, 20196 min read
Review: PBS: Teresa Ghilarducci: Why the 401(k) is a “Failed Experiment”
Original link: https://www.pbs.org/wgbh/frontline/article/teresa-ghilarducci-why-the-401k-is-a-failed-experiment/ PDF copy: <click here>...
60 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 9, 20195 min read
How To Manage Your Cash Value Life Insurance Policy in Retirement
I was on a webinar the other day, and the presenter, whom I really respect, was saying that "Indexed Universal Life is the worst policy...
356 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 8, 20194 min read
Term Vs. Whole Life - Why Rent If You Can Afford To Own?
This article is a REPRINT/REPOST from Christopher P. Hill, RFC® - President at Wealth and Income Group, LLC. It is NOT my original...
170 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 7, 20193 min read
Myth #13: Insurance Companies Engage in Fractional Reserve Lending
Today, I got into a strange conversation with someone who *claimed* to teach life insurance in Canada for 10+ years. I say *claimed*...
158 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 5, 20192 min read
Understanding Life Insurance Illustrations: A 30,000 Foot Overview
Life insurance illustrations are meant to be a "disclosure document" of sorts, but that doesn't mean that "what you see is what will be"....
72 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 4, 20192 min read
Statement Wealth vs Contract Wealth: An Explanation
Not all wealth is created equal! We are all rather familiar with statement wealth. Statement wealth are accounts with balances. Bank...
44 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 4, 20192 min read
F.A.Q. #15: When Does a 5% Interest Loan Beat A 0% Interest Loan?
It's conventional wisdom that paying a 0% interest loan is the ultimate way to go - particularly for large purchases like automobiles....
107 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 3, 20196 min read
Myth #11: Does Mutual Really Matter? Yes and No
A common refrain heard throughout the mutual company sales forces is "mutual matters". This obviously serves these companies' agenda to...
305 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 30, 20193 min read
Response: 3 Common Investing Myths
I just saw an article with that title above, and quite frankly... it's wrong. And I'll prove it. Here's the original link:...
149 views
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