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F.A.Q. #16: Shouldn't my independent insurance professional represent MANY companies?
This question sometimes comes up because of the common refrain from many independent insurance agents: "We represent over 30 companies...
David H. Kinder, RFC®, ChFC®, CLU®
Aug 16, 20233 min read
109 views


Key Person Lesson from The Founder
I finally got a chance to watch The Founder with Michael Keaton portraying Ray Kroc... the founder of McDonald's Corporation. Very...
David H. Kinder, RFC®, ChFC®, CLU®
Jul 16, 20233 min read
20 views

Primerica IUL hit piece De-bunked
There are very few companies that have such an industry disruption reputation that Primerica has. One of the best things that Primerica...
David H. Kinder, RFC®, ChFC®, CLU®
Jun 24, 202311 min read
2,459 views

Are portfolio management fees a rip-off? Compared to what?
It's easy for financial professionals to "beat up" on portfolio management fees. After all, it's possible that it doesn't feel like...
David H. Kinder, RFC®, ChFC®, CLU®
Jun 12, 20233 min read
89 views


How to Choose a Financial Advisor
This is a question that I've had in the back of my head for quite some time... and I finally came up with the right answers to this...
David H. Kinder, RFC®, ChFC®, CLU®
Apr 15, 20236 min read
102 views


Why haven't my other advisors heard about what you teach and advocate?
I've been in the financial services industry for nearly twenty years. I'd like to think I've seen and heard about almost everything. I...
David H. Kinder, RFC®, ChFC®, CLU®
Mar 20, 20232 min read
60 views


How does an IUL "Wash Loan" work:
One of the greatest advantages of cash value life insurance is the ability to pledge it as collateral for a loan. Life insurance cash...
David H. Kinder, RFC®, ChFC®, CLU®
Mar 17, 20234 min read
704 views


"Do the insurance contracts you offer meet fiduciary duty standards?"
This was a question posed to another professional I work with in my financial group. He was asked this by an IAR (Investment Advisor...
David H. Kinder, RFC®, ChFC®, CLU®
Mar 16, 20232 min read
46 views

Let's talk about the U.S. Tax Code as it relates to what we advocate
I like being well read, well researched, and well-documented when it comes to the strategies I like to promote. I will admit... to being...
David H. Kinder, RFC®, ChFC®, CLU®
Mar 14, 202312 min read
104 views


Recent Bank Failures and You
Lots of panicking headlines over the past few days about Silicon Valley Bank and Signature Bank. Should you be worried? And are other...
David H. Kinder, RFC®, ChFC®, CLU®
Mar 13, 20234 min read
64 views
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