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David H. Kinder, RFC®, ChFC®, CLU®
Nov 20, 20238 min read
Dissecting Forbes article regarding Life Insurance Policy Loan Dangers
Let me first start by stating that it is not my intention to create rebuttal articles to everything written and found on the internet. ...
50 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 12, 20233 min read
FINRA studies confirms emotional bias when determing consumer investment risk tolerance!
This image comes from Tom Hegna's new book "Who wants to be a millionaire?" (where I am also quoted extensively). What does this graph...
83 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 18, 20233 min read
There are ONLY Two Kinds of Life Insurance Policies: Protection (death benefit) and Tax Code.
That's a rather bold statement that no one else seems to make, so I am going to clarify (as I always do). I'm not necessarily talking...
120 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 8, 20234 min read
Follow "Financial Entertainer" advice at your own risk (and peril)!
There are many unlicensed financial entertainers who love to spout out "financial advice" with no (or little) consequences to themseves...
116 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 7, 20234 min read
Buyer Beware... of False Promises Appearing Real Part 2 (Hybrid Indexes)
One of my professional advantages of being the admin of one of the largest professional Facebook groups if its kind, is that I get to get...
37 views
David H. Kinder, RFC®, ChFC®, CLU®
Sep 29, 20231 min read
ProPublica article on The Secret IRS Files: How the wealthiest avoid income tax
This article was originally published on June 8th, 2021. https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-s...
49 views
David H. Kinder, RFC®, ChFC®, CLU®
Sep 27, 20235 min read
Morningstar (Canada) discussing "Fiduciary" Securities Advisors non-disclosed conflicts of interest
I'm going to copy the entire article here. The main point will be highlighted below. In short, "Fiduciary securities advisors" (what I...
38 views
David H. Kinder, RFC®, ChFC®, CLU®
Aug 16, 20233 min read
F.A.Q. #16: Shouldn't my independent insurance professional represent MANY companies?
This question sometimes comes up because of the common refrain from many independent insurance agents: "We represent over 30 companies...
105 views
David H. Kinder, RFC®, ChFC®, CLU®
Jul 16, 20233 min read
Key Person Lesson from The Founder
I finally got a chance to watch The Founder with Michael Keaton portraying Ray Kroc... the founder of McDonald's Corporation. Very...
20 views
David H. Kinder, RFC®, ChFC®, CLU®
Jun 24, 202311 min read
Primerica IUL hit piece De-bunked
There are very few companies that have such an industry disruption reputation that Primerica has. One of the best things that Primerica...
2,402 views
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