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David H. Kinder, RFC®, ChFC®, CLU®
Nov 2, 20195 min read
Perspective: Why I do what I do the way I do it!
I have a LOT of agents and advisors that read my blog. They benefit from the perspective and learning I've done in my professional...
96 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 1, 20195 min read
Why Traditional Planning Is Designed To Fail You: The 4 Rules of Financial Institutions
If you were to open a bank, financial institution, Wall Street-based institution, or even the Internal Revenue Service division... what...
221 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 1, 20194 min read
Theory: Why Don't More Advisors Understand Cash Value Life Insurance?
I'm a voracious reader (sometimes a bit too much). When I entered the financial advisor profession in 2004, I wanted every advantage I...
297 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 28, 20192 min read
Buyer Beware... of False Promises Appearing Real Part 1 (Index Multipliers)
Today, I was on a webinar with one of the insurance companies I represent that was giving a new product overview of a life insurance...
103 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 23, 20191 min read
Who Am I?
WHO AM I? Author Unknown I am a piece of paper - but even more - I am an idea… a promise I help an Individual see visions and dream...
43 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 22, 20193 min read
Myth #8: Life Insurance Is NOT An Investment
This myth is born out of over-bearing and over-cautious insurance and financial services compliance departments (and those who only...
355 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 16, 20193 min read
Myth #7: The Theory of Decreasing Responsibility
This is an interesting 'myth' because it makes a lot of common sense. If life insurance is always seen as a cost and if you can...
244 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 14, 20194 min read
Myth #6: Dividends Are Just A Return Of Unused (Overcharged) Premium
And here's another myth to be busted. "Dividends are just a return of unused (overcharged) premium." This is a myth perpetuated by...
361 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 3, 20192 min read
Are regulators ALWAYS looking after consumer's best interests?
Today, I received an email notification from a large annuity insurance company. It was based primarily on compliance and regulations,...
49 views
David H. Kinder, RFC®, ChFC®, CLU®
Aug 22, 20194 min read
Theory: Why Don’t Life Insurance Companies Promote How Great Life Insurance Is?
Becoming a professional life insurance agent is one of the hardest careers to embark upon. It really shouldn’t be, but it is. One reason...
190 views
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