David H. Kinder, RFC®, ChFC®, CLU® 
"The Tax-Exempt Wealth Guy!"
David Kinder Insurance and Financial Wealth Solutions

I'm going to copy the entire article here. The main point will be highlighted below. In short, "Fiduciary securities advisors" (what I...

It's easy for financial professionals to "beat up" on portfolio management fees. After all, it's possible that it doesn't feel like...

This is a question that I've had in the back of my head for quite some time... and I finally came up with the right answers to this...

I've been in the financial services industry for nearly twenty years. I'd like to think I've seen and heard about almost everything. I...

This was a question posed to another professional I work with in my financial group. He was asked this by an IAR (Investment Advisor...

This article is very timely. I was at a professional conference a month ago and had the idea to write this article at that time. Since...

I got this article in my mobile feed today and that's when it occurred to me: "Fiduciary duty is like a restraining order. It's not a...

This is a good question and I've learned many ways to explain this over the years. Since this is a blog, I'll outline my lengthier way...

Albert Einstein defined the 8th wonder of the world: Compound Interest. He further states: "He who understands it, earns it. He who...

LOTS of opinion articles on this topic. The angle of most of these articles is as though you're on a "Tinder for Financial Advisors" and...

A few years ago, I was with a large credit union as a junior financial advisor. At the time, we did financial seminars in our credit...

The following screen-shots are taken from a LinkedIn thread discussion just held today. Names and faces have been blocked. Okay, so you...

I wasn't really planning on doing this. I was going to try to "let it go" (everybody sing along!)... but I couldn't. The writing...

I'm going to say something shocking... so I hope you're sitting down. Ready? ALL financial advisors and insurance agents have a bias! ...

I have an Android phone. I check my Google Chrome application at least daily. Because of my profession, I get a fair amount of articles...

I'm a voracious reader (sometimes a bit too much). When I entered the financial advisor profession in 2004, I wanted every advantage I...

Today's blog post is an adaptation and direct citation of an article by Hank Brock, CPA, MBA, ChFC, CLU, RFC that was originally...

For any given "bucket of money", there are many ways to work with it to generate a given result. How can we get the clarity we need in...

As I often do with my blog, I’m going to vent a bit due to the unskilled and amateurish attempts of others who have gone before. ...

One of the tests of a valuable agent is that they are available for service and advice AFTER the sale. Unfortunately, insurance company...

Well, this headline and pic should get plenty of attention on my LinkedIn and Facebook channels! I decided to do a series of posts on...

This myth is an interesting one. And this myth strikes at the core of how ethical one’s profession and conduct really is. Is the life...

This blog article today is primarily in response to articles by fiduciary securities advisers like this one: http://blairbellecurve.com/l...

The term 'fiduciary' has become FAR more marketing 'hype' than it really deserves to be, and that 'hype' is serving only ONE kind of...