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David H. Kinder, RFC®, ChFC®, CLU®
Dec 25, 20242 min read
"Why doesn't my accountant call me with ideas on how to save on taxes?"
Trevor Myres, CPA/PFS posted the question (and answer) on LinkedIn to that question. His answer: "I hear this all the time, and the...
4 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 18, 20244 min read
Whole Life, IUL, VUL, etc., is it all just a factor of investment risk tolerance? No!
I've been meaning to shed light on this for quite some time because most consumers, let alone most agents, don't necessarily factor in...
61 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 17, 20242 min read
"Will you talk with my financial advisor?" No.
This is an often seemingly reasonable request by a client to have a new proposal reviewed by their current advisor to ensure that they...
12 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 2, 20242 min read
Myth #18: Act of War, War Exclusion Clauses with Life Insurance
There is a myth out there that life insurance companies may not pay out a death benefit in the event a soldier dies in the line of duty...
20 views
David H. Kinder, RFC®, ChFC®, CLU®
Aug 5, 20242 min read
What is the purpose of insurance continuing education courses?
This month, I celebrate my 20th year as a licensed insurance agent. I also got a new notice of new continuing education requirements...
22 views
David H. Kinder, RFC®, ChFC®, CLU®
Jul 29, 20243 min read
Salesperson vs Client Building: What's the Difference? Is one better than the other? Motives behind each!
This morning, I woke up to a comment on one of my YouTube videos. It said "Spoken like a true insurance salesman." There is one company...
14 views
David H. Kinder, RFC®, ChFC®, CLU®
Jun 7, 20241 min read
Some concerns about IUL: Podcast Episode 1
There is a lot of talk and posts about IUL out there, particularly on social media. Normally, I wouldn't use an acronym, but awareness...
46 views
David H. Kinder, RFC®, ChFC®, CLU®
May 30, 20242 min read
Common refrain: "It's not for everyone."
This is a common refrain that is often said regarding financial advice and how various products and concepts may or may not apply to...
35 views
David H. Kinder, RFC®, ChFC®, CLU®
May 7, 20245 min read
Divorce is harder to plan for with infinitely more emotions
This article is probably more for me to help clarify this subject more than anyone else. I am on a committee to help expand on a...
8 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 10, 20232 min read
Some ranting on my part
It's unfortunate how little life insurance and annuities are understood, by the general public as well as agents & advisors. First, the...
43 views
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